Driving through Rockford means navigating everything from downtown commutes to highway travel across northern Illinois, which is exactly why your auto insurance needs to cover multiple scenarios at once. Liability protection becomes your first line of defense when an accident is your fault—it handles the injuries and property damage while keeping lawsuits from threatening your financial stability. Your own vehicle needs different layers of protection depending on what happens. Comprehensive coverage handles the unexpected damage from fire, theft, or even hail, while collision coverage responds when another vehicle or object causes the damage. Medical payments coverage works regardless of fault, protecting everyone in your vehicle when treatment is needed after an accident. Contact Flanders Insurance today to discover how our multi-line insurance agency can offer competitive commercial and personal coverage through top-rated insurance companies.